Annual Life Certificate Submission 2025: DoPPW Issues Guidelines

The Department of Pension and Pensioners’ Welfare (DoPPW), Ministry of Personnel, Public Grievances and Pensions, has issued an Office Memorandum (F.No.11/1/2025-P&PW(H)-V) detailing the procedure for submission of the Annual Life Certificate (ALC) by Central Government pensioners for continuation of pension.

Submission Schedule

Every Central Government pensioner is required to submit their Annual Life Certificate in November each year for the continuation of pension.
To ease the process for very senior pensioners, the Department has allowed those aged 80 years and above to submit their Life Certificates from 1st October onwards every year, instead of 1st November.

Methods of Submission

The Office Memorandum lists several options for submitting the Life Certificate, either manually or digitally, as per the convenience of pensioners.

Through Pension Disbursing Authorities (PDAs)
Life Certificates can be recorded directly by PDAs if the pensioner appears in person.
Submission through Designated Officials
Personal appearance is not required if the pensioner submits the Life Certificate signed by any designated official.
As per paragraph 14.3 of the CPAO Scheme Booklet, such officials are authorized to sign the certificate in the prescribed form, exempting the pensioner from personal appearance.
A list of designated officials is provided in Annexure-I attached to the OM.
Through Jeevan Pramaan Portal
Pensioners can submit Life Certificates online through the Jeevan Pramaan Portal using fingerprint authentication.
Details of the process can be seen in the video available at https://www.youtube.com/embed/nNMlkTYqTF8.
UIDAI has provided a list of approved biometric devices on its website uidai.gov.in.
Using Face Authentication Technology
Pensioners may also submit Digital Life Certificates using Face Authentication based on UIDAI’s Aadhaar software.
This allows the generation of a Digital Life Certificate by capturing a live photograph through a smartphone using the Jeevan Pramaan mobile app.
The Standard Operating Procedure (SoP) for this process is available at https://www.youtube.com/watch?v=ZExb_s4Lmgo.
Through India Post Payments Bank (IPPB)
The Department of Posts along with MeitY has implemented the “Doorstep Service for submission of Digital Life Certificate through Postman,” launched in November 2020.
IPPB uses its nationwide network of more than 1.41 lakh access points and 1.89 lakh Postmen and Gramin Dak Sevaks equipped with smartphones and biometric devices to provide this service.
Information is available at https://ippbonline.com/web/ippb/digital-life-certificate1.
Requests can be made through:
- Post Info App (Play Store/App Store)
- Post office
- Email: [email protected]
Through Doorstep Banking by PSB Alliance
Public Sector Banks under the PSB Alliance have introduced the Doorstep Banking facility for collection of Life Certificates.
Pensioners can book this service through:
- Mobile App: Doorstep Banking (Play Store/App Store)
- Website: https://psballiance.com/doorstep-banking.html
- Toll-Free Number: 9152220220

Directions to Authorities

All Pension Disbursing Authorities have been requested to take note of these instructions and give wide publicity among pensioners for their awareness and convenience.

Authorized Signatories for Life Certificates

(As per Para 14.3 of Scheme Booklet by CPAO)

Magistrate under the Criminal Procedure Code
Registrar or Sub-Registrar under the Indian Registration Act
Gazetted Government Servant
Police Officer not below the rank of Sub-Inspector
Postmaster, Departmental Sub-Postmaster, or Inspector of Post Offices
Class-I Officer of the Reserve Bank of India or State Bank of India (or subsidiary)
Justice of Peace
Block Development Officer, Munsif, Tehsildar, or Naib Tehsildar
Head of Village Panchayat or Executive Committee of a Village
Member of Parliament or State Legislature
Treasury Officer