How to Download CGHS Card Online

Central Government employees, pensioners, and other eligible beneficiaries can now download their CGHS card online without visiting a CGHS Wellness Centre. The digital CGHS card is valid for availing medical facilities and is widely accepted across CGHS empanelled hospitals.

This guide explains the step-by-step process to download your CGHS card online.

Who Can Download the CGHS Card Online?

You can download your CGHS card online if:

You are an existing CGHS beneficiary
Your CGHS application has been approved
Your Ben ID (Beneficiary ID) has been generated

Both serving employees and pensioners/family pensioners are eligible.

What You Need Before You Start

Keep the following details ready:

Registered mobile number (linked with CGHS)
Ben ID or Application Number
Internet access (desktop or mobile browser)

Step-by-Step: Download CGHS Card Online

Step 1: Visit the Official CGHS Portal

Go to the official website of Central Government Health Scheme:
👉 https://www.cghs.gov.in

Step 2: Login to the Beneficiary Section

Click on “Beneficiary Login”
Enter your registered mobile number
Verify using the OTP sent to your mobile

Step 3: Access Your CGHS Card

After login:

Go to Dashboard
Select “View / Download CGHS Card”
Your CGHS card will be displayed on the screen

Step 4: Download the CGHS Card

Click on Download PDF
Save the card on your phone or computer
You may also print it if required

Is the Downloaded CGHS Card Valid?

Yes.
The digitally downloaded CGHS card is fully valid and can be used at:

CGHS Wellness Centres
CGHS empanelled private hospitals
Diagnostic centres

Many hospitals also accept the soft copy shown on mobile.

Common Issues and Solutions

OTP Not Received

Ensure your mobile number is correctly registered
Wait a few minutes and retry
Avoid repeated requests in quick succession

CGHS Card Not Showing

Check whether your application is approved
Confirm that Ben ID has been generated
Contact your CGHS Wellness Centre if the issue persists

Details Incorrect on Card

Corrections must be requested through the CGHS portal or concerned Wellness Centre

Difference Between Plastic Card and Downloaded Card

Feature	Downloaded CGHS Card	Plastic CGHS Card
Availability	Immediate	Issued later
Validity	Fully valid	Fully valid
Format	Digital / Print	Physical PVC
Use at hospitals	Yes	Yes

The downloaded card can be used until the plastic card is issued.

Frequently Asked Questions

Can pensioners download CGHS card online?
Yes. Pensioners and family pensioners can download it using their registered mobile number.

Is Aadhaar required to download the CGHS card?
No. Aadhaar is not required for downloading if your CGHS account is already approved.

Can I download cards for family members?
Yes. Family members’ cards linked to your Ben ID can also be downloaded.

Final Word

Downloading the CGHS card online is a quick and hassle-free process that saves time and avoids unnecessary visits to CGHS offices. Beneficiaries are advised to keep a digital copy on their mobile phone at all times for easy access during medical emergencies.