Scheme for Payment of Pensions to Central Government Pensioners by Authorised Banks

Scheme for Payment of Pensions to Central Government Pensioners by Authorised Banks

Scheme for Payment of Pensions to Central Government Pensioners by Authorised Banks – Scheme Booklet by CPAO

Government of India

SCHEME FOR PAYMENT OF PENSIONS
To
CENTRAL GOVERNMENT CIVIL PENSIONERS
By
AUTHORISED BANKS
(Fifth Edition, July 2021)

Issued By Ministry of Finance
Department of Expenditure
O/o the Controller General of Accounts

CENTRAL PENSION ACCOUNTING OFFICE

PREFACE TO FIFTH EDITION

This is the fifth edition of the book on “Scheme for Payment of Pensions to Central Government Civil Pensioners by Authorised Banks” since inception of the CPAO on 1st January, 1990. In the course of the last thirty one years based on our experience, interaction with Reserve Bank of India, the 17 Authorised Banks and suggestion from Pensioners’ Association we have been endeavoring to refine and update this booklet with the approval of Controller General of Accounts. The Operating and Accounting Procedure for Central Pension Processing Centres of Authorised Banks for Pension Disbursement to Central Government (Civil) Pensioners have also been merged in this edition. This edition incorporates all correction slips, updations and procedural amendments during the period and the relevant Office Memoranda issued by DoP&PW apart from the provisions to ease the credit of pension/family pension to the accounts of pensioners/family pensioners.

We would recommend that every CPPC of all Authorised Bank disseminates this booklet to all the Pension Account Holding Branches (PAHBs) and its link cell and conduct capacity building so that the staffs are fully conversant with the updated procedures and formats. The Scheme Booklet will also be available at the website of the Central Pension Accounting Office from where it may be viewed and downloaded.

Suggestions for further improvement of this Booklet are welcome.

(ROKHUM LALREMRUATA)
New Delhi Chief Controller (Pensions)
29th July, 2021 Central Pension Accounting Office

Glossary

1 AB Authorised Bank
2 AP Additional Pension
3 AG Accountant General
4 AIS All India Services
5 ATM Automated Teller Machine
6 BSR Basic Statistical Return
7 C&AG Comptroller & Auditor General of India
8 CA Controller of Accounts
9 CAM Civil Accounts Manual
10 CAS, Nagpur Central Accounts Section, Nagpur
11 CBS Core Banking Solution
12 CC(P) Chief Controller (Pension)
13 CCS(Pension) Rules Central Civil Services (Pension)Rules
14 CGA Controller General of Accounts
15 CGHS Central Government Health Scheme
16 COMPACT Comprehensive Payment and Accounting Software
17 CPAO Central Pension Accounting Office
18 CPPC Central Pension Processing Centre
19 CRA Central Record keeping Agency
20 C/S Correction Slip
21 CTR Central Treasury Rules
22 CVP Commuted Value of Pension
23 DA Dearness Allowance
24 DR Dearness Relief
25 DMS Date-wise Monthly Statement
26 Dy.CA Deputy Controller of Accounts
27 EI Kathmandu Embassy of India, Kathmandu
28 e-PPO electronic-Pension Payment Order
29 e-SSA electronic-Special Seal Authority
30 FFR Freedom Fighters & Rehabilitation
31 IFSC Indian Financial System Code
32 GoI Government of India
33 KYC Know Your Customer
34 MHA Ministry of Home Affairs
35 NIC National Informatics Centre
36 NPS National Pension System
37 NPS-AR National Pension System-Additional Relief
38 NRI Non Resident Indian
39 NRO Non-Resident Ordinary
40 PAO Pay & Accounts Office
41 PAHB Pension Account Holding Branch (also known as Home Branch)
42 PARAS Pension Authorization Retrieval & Accounting System
43 PBOR Personnel Below Officer Rank
44 PDA Pension Disbursing Authority
45 PFMS Public Financial Management System
46 PPO Pension Payment Order
47 PPPO Provisional Pension Payment Order
48 PSA Pension Sanctioning Authority
49 PSBS Public Sector Bank Suspense
50 RBI Reserve Bank of India
51 SBI State Bank of India
52 SFF Special Frontier Force
53 SMS Short Message Service
54 Sr.AO Senior Accounts Officer
55 SSA Special Seal Authority
56 UT Union Territory
57 WRPS Web Responsive Pensioners’ Service

 

Table of Contents

Sr. No. Heading Page No.
1 SHORT TITLE AND COMMENCEMENT 9
2 BROAD FEATURES OF THE BANKING ARRANGEMENT 9
3 EXTENT OF APPLICATION 13
4 MODE  OF  CREDITING  PENSION IN  PENSIONER’s/FAMILY PENSIONER’s ACCOUNT 14
5 DEATH/RETIREMENT GRATUITY 15
6 AUTHORITIES COMPETENT TO ISSUE PPOs 15
7 ACCOUNTING AUTHORITY THROUGH WHOM PPOs HAVE TO BE TRANSMITTED TO CENTRAL PENSION PROCESSING CENTRE (CPPC) ETC 18
8 RECORD OF TRANSFER OF PPOs 20
9 PROCEDURE   FOR   SWITCH-OVER   OF   PENSION   PAYMENT   FROM PAOs/TREASURIES TO AUTHORISED BANKS 21
10 INFORMATION TO PENSIONERS 22
11 ROLES AND RESPONSIBILITIES OF CENTRAL PENSION PROCESSING CENTRE (CPPC ) 23
12 ROLES   AND   RESPONSIBILITIES   OF   HOME   BRANCHES   (PENSION ACCOUNT HOLDING BRANCHES) 28
13 ACTION BY CPAO ON RECEIPT OF THE SCROLL AND ITS RECONCILIATION AND ACCOUNTING 34
14 CERTIFICATES TO BE FURNISHED BY THE PENSIONERS/FAMILY PENSIONERS 37
15 PROCEDURE FOR TRANSFER OF PENSION PAYMENT FROM ONE BRANCH/BANK TO ANOTHER 42
16 PAYMENT OF PENSION TO N.R.I. PENSIONERS 44
17 OPENING THE BANK ACCOUNT AND FACILITY FOR WITHDRAWAL OF PENSION TO SICK AND PHYSICALLY HANDICAPPED PENSIONERS 47
18 PAYMENT OF DEARNESS RELIEF TO PENSIONERS 48
19 COMMUTATION OF PENSION 48
20 REVISION OF PENSION 50
21 PROCEDURE FOR PAYMENT OF ARREARS 51
22 FAMILY PENSION 53
23 CANCELLATION OF PPO 56
24 ADDITIONAL PENSION ON ATTAINING THE AGE OF 80 YEARS 58
25 GRIEVANCE REDRESSAL SYSTEM IN CENTRAL PENSION PROCESSING CENTRE (CPPC) 60
26 PERFORMANCE MANAGEMENT 60
27 MISCELLANEOUS PROVISIONS (FOR PENSIONERS AS WELL AS FAMILY PENSIONERS) 61
28 POST-PAYMENT CHECKS 62
29 AUDIT OF PENSION PAYMENTS DISBURSED BY AUTHORISED BANKS 63
30 LIST OF PAOs AND CODES 63
31 WITHDRAWAL OF FACILITY OF BANKING TREASURY 63
32 RELEVANT PROVISIONS OF THE CTRs 64
33 NATIONAL PENSION SYSTEM (NPS)- REVISED GUIDELINES 64
34 Annexure I: LIST OF AUTHORISED BANKS FOR DISBURSEMENT OF CIVIL PENSIONS 66
35 Annexure II: FORMAT FOR ADDITION OF NEW BRANCHES/ CHANGES (UPDATION OR DELETION) OF EXISTING BRANCHES IN CPAOs BANK CODE 73
36 Annexure III: RBI INSTRUCTIONS: PENSIONERS ACCOUNTS IN BANKS 76
37 Annexure  IV: CERTIFICATE  FOR  MEDICAL  EXPENSES  OF  FORMER PRESIDENTS / VICE-PRESIDENTS 77
38 Annexure  V: CERTIFICATE FOR TRAVELLING EXPENSES FOR MEDICAL CHECK UP OF FORMER PRESIDENTS / VICE-PRESIDENTS 77
39 Annexure VI: CERTIFICATE FOR MEDICAL EXPENSES OF SPOUSES OF FORMER PRESIDENTS / VICE-PRESIDENTS 79
40 Annexure VII: CERTIFICATE FOR TRAVELLING EXPENSES OF MEDICAL CHECK UP OF SPOUSES OF FORMER PRESIDENTS / VICE- PRESIDENTS 79
41 Annexure VIII: FORM OF CENTRAL DATA BANK AT CPAO 81
42 Annexure IX: INDEX REGISTER OF PENSION PAYMENTS AUTHORISED THROUGH BRANCHES OF THE AUTHORISED BANK 82
43 Annexure X: APPLICATION FOR SWITCHOVER OF PENSION PAYMENT THROUGH AUTHORISED BANK 83
44 Annexure XI: ELECTRONIC FORMAT FOR PENSION PAYMENT SCROLL 85
45 Annexure XII: FORMAT OF ACKNOWLEDGEMENT (XML) 93
46 Annexure XIII: LIFE CERTIFICATE 95
47 Annexure XIV: NON-EMPLOYMENT/RE- EMPLOYMENT CERTIFICATE 96
48 Annexure  XV:  SELF-CERTIFICATION  BY  THE  FAMILY  PENSIONER THEMSELVES 97
49 Annexure XVI: ELECTRONIC FORMAT-F FOR REPORT ON CHANGE OF STATUS OF PENSION 98
50 Annexure XVII: LIST OF FILE VALIDATION ERROR 100
51 Annexure XVIII: ACKNOWLEDGEMENT FORMAT – 1 (FROM CPAO TO CPPC) 101
52 Annexure XIX: ELECTRONIC FORMAT FOR CONFIRMATION STRING (FROM CPAO TO RBI) 102
53 Annexure  XX:  DISCREPANCY  REPORT  FORMAT  (FROM  CPAO  TO CPPC) 104
54 Annexure XXI: LIST OF LOGICAL ERROR 107
55 Annexure XXII: DETAILED DISCREPANCY FORMAT (FROM CPAO TO CPPC) 110
56 Annexure XXIII: ELECTRONIC FORMAT – G ERROR SCROLL FORMAT (FROM CPPC TO CPAO) 113
57 Annexure  XXIV:  FORM  H:  FEEDBACK  FORMAT  (FROM  BANK  TO CPAO) 118
58 Annexure XXV: FORMAT 1; ELECTRONIC FORMAT – DMS FILE 120
59 Annexure XXVI: DECLARATION BY MPs FOR DRAWAL Of PENSION 121
60 Annexure XXVII: CERTIFICATE OF EXPENDITURE 122
61 Annexure XXVIII: OFFICE MEMORANDUM – RECOMMENDATIONS OF THE 5th CENTRAL PAY COMMISSION – PAYMENT OF DEARNESS RELIEF TO RE-EMPLOYED PENSIONERS AND EMPLOYED FAMILY PENSIONERS- DECISION REGARDING 123
62 Annexure XXIX: DUE AND DRAWN STATEMENT FOR REVISION OF PENSION 126
63 Annexure XXX: OFFICE MEMORANDUM – PAYMENT OF ARREARS OF PENSION IN CASES WHERE VALID NOMINATION HAS NOT BEEN MADE UNDER THE PAYMENT OF ARREARS OF PENSION (NOMINATION) RULES, 1983 127
64 Annexure  XXXI:  SPECIMEN  LETTER  OF  UNDERTAKING  BY  THE PENSIONER 130
65 Annexure XXXII: FORM OF APPLICATION FOR FAMILY PENSION ON DEATH OF A GOVERNMENT SERVANT OR PENSIONER OR ON DEATH OR INELIGIBILITY OF A FAMILY PENSIONER OR ON DEATH OR INELIGIBILITY OF A FAMILY PENSIONER 131
66 Annexure XXXIII: FIRST TIME IDENTIFICATION PROFORMA 134
67 Annexure   XXXIV:   FORMAT   FOR   INTIMATION   OF   PENSIONER’S DEATH & COMMENCEMENT OF FAMILY PENSION BY CPPC TO CPAO 135
68 Annexure XXXV: CODE NOS. OF PAY AND ACCOUNTS OFFICES OF MINISTRY/DEPARTMENT/ACCOUNTANT GENERAL 136

 

Source: CPAO

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