What are all the charges for investing in NPS?
NPS is one of the low cost pension systems in the world. The cost structure is also very transparent and there is no hidden cost.
Some costs like CRA charges, often criticised as high at the initial stage, however, the same would decline with the increase in number of accounts.
The most significant is the fund management charges, which at present is 0.0009% based on assets under management.
Low cost means more amount for investment leading to higher accumulated wealth at the time of termination from the scheme.
Various charges under NPS-Government Scheme, All Citizens Scheme are shown here.


📢 Stay Updated with GConnect
Join our Whatsapp channels for the latest news and job updates:
Join GConnect News Join GConnect JobsGConnect News
GConnect Jobs
You might also like:
PFRDA Launches AI-Powered ‘Pension Sahayak’ Portal for Faster and Easier Grievance Redressal
Government Reduces Bill Processing Time in PAOs from 5 Days to 3 Days
Government Vacancy Updates: Applications Invited for Consultant and Senior-Level Posts in NMC, NWM, IWAI and IIP
Government Notifies AIS (Implementation of NPS) Rules, 2026 for IAS, IPS and IFoS Officers
IRTSA Presents Key Demands Before 8th Pay Commission, Seeks Higher Pay Levels and Group-B Status for SSEs
8th Pay Commission Extends Deadline for Submission of Memorandums to June 15