Issues raised by Pensioners Associations and Pensioners for redressal

CPAO order to have better pensioner services by banks and minimize grievances/complaints from pensioners related to pension payments, banks are advised to take quick action

CPAO pointed out points for quick action by Banks.






NEW DELHI – 110066

PHONES: 26174596, 26174456, 26174438

CPAO/Tech/Banks Performance/2015-16/60

dated 14.06.2016

Office Memorandum

Subject.- Issues raised by Pensioners Associations & Pensioners for redressal/ action by

Attention is invited to CPAO’s OM No. CPAO/Tech/Banks Performance/2015-16/45 dated 02.06.2016 whereby points of action to be taken by the banks were sent reiterating instructions/guidelines of CPAO. In order to have better pensioner services by banks and minimize grievances/complaints from pensioners related to pension payments, banks are· advised to take quick action on following further points.-

Points raised by Pensioners
Associations/ Pensioners
Instructions/ Guidelines of CPAO for Banks
1. Details of pension payment by banks to be provided Para 4.6.7 of CPPC guidelines provides that “the CPPC software will display on the computer screen, options and view of the details of calculation of pension and its breakup of the pension paid to the pensioner/ family pensioner. The Home Branch will act as intermediary with the CPPC and, besides
providing accounts statement, provide to the pensioners the payment of TDS details, pension slip, theDue and Drawn Statement in respect of each arrear and the Annual Income Statement”.

These guidelines are required to be enforced by all the banks immediately. Accordingly, Banks must streamline their internal system to provide above facilities to pensioners.

2. Yearly break up of arrear payment be provided to the pensioner which is required for assessing the total taxable/ income.
3. Reasons for stopping payment of pension by the bank be provided with the e-scrolls from banks to CPAO to take corrective measures in consultation with the pensioner concerned. Banks should make a provision to provide the information regularly through SMS on pensioners telephone numbers.
4. An SMS alert be given to the pensioner by the bank that his/her life certificate has not been received & the same may be provided to continue pension payment. The SMS alerts may be given between 1st December to 10th December of each year to pensioners to minimize the number of cases of stoppage of pension payments in December due to non receipt of life
certificate in November as stipulated as it is expected that pensioner will provide the life certificate at the earliest after receipt of SMS alerts.
5. SMS alert on type of variation in payment with reference to last payment may be given by the bank to the pensioner to provide him/ her a chance to check its correctness. The pensioner may check this variation if he/she is provided the pension slip by , the bank As at SJ. No. 1& 2 above. Facility of SMS alert as suggested may be provided to the pensioners by banks. ·

This issues with the approval of Competent Authority.

(Vijay Singh)

Sr.Accounts Officer(IT & Tech)

Download CPAO OM No.CPAO/Tech/Banks Performance/2015-16/60 dated 14.06.2016

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