Cashless Treatment Eligibility
Last updated: October 13, 2025
Summary of Eligibility for Credit/Cashless Treatment
The following table summarizes who is eligible for cashless treatment and the bill submission process:
Eligibility Table
| Category of CGHS Beneficiary | Eligibility for Credit/Cashless | Bill Submission Process | Payment Authority |
|---|---|---|---|
| Pensioners holding CGHS Card with green strip, Ex-Members of Parliament, Ex-Governors, Freedom Fighters | Yes | Credit Bills to be submitted to Bill clearing Agency's Software online. The payment shall be made by CGHS (Physical bills to be retained at least for 5 years and submitted to CGHS in case of any scrutiny/audit when asked by concerned authorities) | CGHS |
| Sitting Members of Parliament holding CGHS Card with Red Strip | Yes | HCO shall submit directly to the concerned Parliamentary Secretariat (Lok Sabha/Rajya Sabha), New Delhi; the HCO shall retain a copy for a minimum of five years | Lok Sabha/Rajya Sabha Secretariat, New Delhi |
| Serving CGHS/DGHS/Ministry of H&FW Employees and their dependants holding CGHS Card with Blue Strip | Yes | Physical bills in duplicate shall be submitted as follows: (a) Serving CGHS employees: to the Office of the Additional Director of the concerned CGHS city where treatment is undertaken. (b) DGHS/Ministry of H&FW Employees, directly to the concerned Department for payment to the HCO | HOD/HOO of Concerned Department |
| Serving Employees and their dependents of all other Departments (other than CGHS/DGHS/Ministry of H&FW) holding CGHS Card with Blue Strip | Credit may be given in emergency cases after obtaining letter from HOO/HOD of Beneficiary department | Credit bills of emergency cases: Physical bill in duplicate to be submitted to the Office of the beneficiary as mentioned in the letter given by the HOO/HOD of concerned department | HOD/HOO of Concerned Department |
| Serving and Pensioners of Autonomous bodies holding CGHS Card with Yellow Strip | No | Treatment shall be provided on payment basis as per the CGHS Rates. Beneficiaries shall seek reimbursement from their department | HOD/HOO of Concerned Department |
| Pensioners of Air India (Orange Strip) | Yes. But BCA as decided by concerned authorities. Currently the BCA is UTIITSL | As per Air India process | AIAHL |
| Accredited Journalist holding CGHS Card with Yellow Strip | No | Treatment shall be provided on payment basis as per the CGHS Rates | - |
Key Points
- •Pensioners with green strip: Eligible for cashless treatment at all empanelled hospitals
- •Serving employees (blue strip): May need to obtain authorization letter from their department for cashless treatment in emergency cases
- •Autonomous bodies (yellow strip): Not eligible for cashless; must pay and seek reimbursement from their department
- •MPs (red strip): Eligible for cashless; bills submitted to Parliamentary Secretariat