All India Bank Employees Association (AIBEA), said: “For the last four to five years, banks have been earning an operating profit, but net profit is wiped out because of bad loans.
The All India Bank Employees Association (AIBEA), the oldest and largest national trade union of bank employees in India, has been raising bank-related policy and regulatory issues for decades.
In a major headache for Public Sector Banks (PSBs) in the country, the recovery rate of non performing assets (NPA), which were written off, has been declining.
The finance ministry is in discussion with the Reserve Bank of India (RBI) for relaxation of norms regarding stressed asset resolution that was announced in February.
“It would be a peculiar situation because for the first time a bank (PNB) would be technically described as defaulter,” a senior banker said.
The country's largest lender SBI wrote off bad loans worth Rs 20,339 crore in 2016-17, the highest among all the public sector banks.
Huge bad loans in banks is a big problem, but there is nothing much about recovering non-performing assets (NPAs) in the Budget 2018.
Among the nationalised banks, Punjab National Bank topped the chart with 143 non-performing asset (NPA) accounts carrying over Rs 100 crore each.
7th Pay Commission Non-Practising Allowance at revised rates to IRMS Officers in Railways - Orders issued by Railway Board - .NPA to be provided at the rate of 20% in the revised pay structure
Central Doctors say that they have no other go but to resort to strike as their salary has been reduced in the form of reduction in NPA as a result of recommendations of 7th Pay Commission
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