Basic pay contribution from arrears towards GPF account



I’m working in an autonomous central govt institution (CSIR) under ministry of science and technology. I’m under old pension/GPF scheme. I’m contributing
monthly towards my GPF account. i recently got a much delayed promotion dating back by 5 years (effective from 2014). As a part of my promotion I’m getting arrears also. my query is can i put my basic pay component of my arrears into my GPF account (my reasoning is that this was the amount i should have got 5 years back and i can contribute to the maximum of my entire basic pay to GPF). our finance officers are not very clear in this matter. they are saying the provision was there in 6th pay commission and they have removed it in 7th pay commission. I’ve gone through both 6th and 7th pay reports, but i couldn’t find any reference. can somebody please share their thoughts about this matter. if anyone can give a hint of a reference where i can find more information about this, it would be really helpful. thanks in advance

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, kumaresan g 2 years 153 Answers 62734 views 0

Answers ( 153 )

  1. Yes correct. More than one month’s basic pay cannot be put in GPF. If you need to put the amount you can put it Post office NSC BONDS (maturity after 5 years) moreover you will get more percentage of interest than GPF you will get and also tax rebate of ₹ 1.50 lakhs including this year’s contribution of GPF amount. If you require monthly interest required you can put the amount M.I.S. or any other scheme of POST OFFICE but interest may differ & tax rebate may not be available for some. other scheme/any Banks.

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