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Central Government Health Scheme – Procedure for issuing CGHS Cards
Central Government Health Scheme (CGHS) is a welfare scheme to take care of health of Central Government Employees and Pensioners residing at selected cities in India. Central Government Employees and Pensioners residing in 24 cities are benefited by this scheme.
As one of the procedures, a card is issued to persons entitled for CGHS treatment which is known as CGHS card. Production of the CGHS Card is obligatory at every visit to enable correct identification of the patient and to prevent misuse of card.
The following is the frequently asked questions on issue of CGHS cards.
|1||I am a pensioner, How do I avail
|One get a CGHS card made from the
office of AD / JD of the City
|2||How do I get the forms for CGHS
|Forms can be downloaded from CGHS
Website or can be taken from office of
AD / JD of city between 1000 am to
|3||What are the documents required
for getting Pensioners CGHSCard
|Application in prescribed format
Proof of Residence
Proof of Stay of dependents
Proof of age of son
Disability certificate, if any in case of
sons aged 25 & above , who would
otherwise cease to be a beneficiary.
Photos of eligible family members
Surrender Certificate of CGHS Card
while in service ( only in those cases
where CGHS Card was issued while in
Attested copies of PPO & Last Pay
Draft for required amount towards
CGHS contribution – in the name of
`P.A.O., CGHS New Delhi’ in Delhi-and
in the name of ‘AD, CGHS of the city’.
In case PPO is not ready for any reason
there is option to get a provisional card
on the basis of Last Pay Certificate.
|4||Are CGHS facilities free of cost||There is a contribution to be paid to
become a member of CGHS
|5||What are the rates of contribution
for CGHS ?
How to pay the contribution ?
|For serving employees residing in
CGHS covered area obtaining CGHS
card is compulsory
Deduction from salary is made by the
department, every month, depending
upon their pay
Pensioners who want to avail CGHS
facilities can make contribution
either on yearly basis or one time (
ten yrs ) contribution for whole life
|The rate of contribution is given in
separate table – New CGHS
Payment can be made by Demand
Draft in favour of” P.A.O. CGHS Delhi”
if in Delhi or” Additional Director of
the CGHS City”
|6||What are the timings to submit
the Application forms for CGHS
|1000 am to 1230 pm|
|7||What are the criteria for
Entitlement of Treatment endorsed
on CGHS Card like General ward /
Semi-Pvt ward or Pvt. Ward in
CGHS Empanelled Hospitals
|Endorsement of entitlement for
general/semi- private/private ward
facility is done according to their basic
pay/pension plus dearness pay/pension
as per OM 11011/2/2008/CGHS(P)
dated 20th May 2009.
General Ward upto Rs.13950/- in
revised scales(6 CPC)
Semi -Private Rs.13960 to Rs.19530/-
Private ward Rs.19540 and above
|8||I have lost my CGHS Pensioner
Token card. What should I do to
get a Duplicate Card
|Application is to be submitted to AD/JD
along with with a copy of FIR, and two
photographs and a IPO for Rs. 5/-
In case of Plastic Card IPO for Rs.50
shall be submitted.
Indian Postal Order payable to” P.A.O.
CGHS Delhi” if in Delhi or” Additional
Director of the CGHS City”
|9||am a serving employee residing in
a place close to a city covered
under CGHS. Can I get CGHS card
issued from the nearest CGHS
|10||I am a pensioner and I stay in an
area not covered under CGHS. I
get Rs.100 as medical allowance
with pension. Can I get CGHS
facilities? What is the procedure?
Do I have to get the medical
allowance discontinued ?
|You can obtain CGHS facilities from
nearest CGHS covered city.
If you avail Rs.100/- for OPD medicines
– CGHS card shall be issued only for
If you opt to forego medical allowance
of Rs. 100 a certificate from concerned
authorities (like Bank) that medical
allowance has been discontinued shall
be submitted before you can obtain
CGHS cards from nearest CG HS
covered city for both OPD medicines &
|11||If I am a CGHS city card holder
and my family members go to
other CGHS covered city what is
the procedure of treatment for my
|Temporary authority is issued by the
respective Department for the family
members for their treatment in another
CGHS covered city.
|12||I am a pensioner and reside in Pitampura in North Delhi in Delhi.
Can I get my CGHS Card
registered at Vivek Vihar in
eastern part of NCR
|No. Card is to be registered in the CGHS
WC nearest to your residence
|13||I am a pensioner and had my card
registered at RK Puram Sector 8
dispensary in 1999. Now I have
shifted to Dwarka. Can I be forced
to shift my dispensary
|CGHS card is registered at the CGHS
WC nearest to the residence of
However , if a card is already
registered at a particular dispensary
there is no compulsion to shift to
another dispensary in case of change of
|14||My husband/wife is also employed
under Central Government and is
eligible for a separate CGHS Card.
Is it necessary that separate cards
are to be obtained?
Spouse drawing higher pay shall make
the card and other spouse is eligible to
avail CGHS benefits as member
|15||I retired from service/took VRS.
However, I have not yet received
my PPO. How can I get a CGHS
Card made as I need medicines
regularly for treatment of my
|In case PPO is not ready for any reason
there is provision to get provisional
card for six months only , on the basis
of Last Pay Certificate.
|16||I have retired from Delhi. Now I
want to settle at city where no
CGHS facility is available . How to
cover my family for medical care?
|Pensioners eligible for CGHS facilities
can get the CGHS card from the
nearest CGHS covered city
|17||I retired in 1998 from Central
Govt. but, I never made a CGHS
card. Can I get a card now?
|18||Can a beneficiary avail CGHS
facility if he resides in an area not
covered by WC
|For pensioners ,Yes
Serving employees shall be covered
under CS(MA) Rules
|19||I am CGHS beneficiary at Kanpur.
Visiting Mumbai for 6 months
Can I get CGHS facilities at
Can same card of Kanpur continue
or a separate card to be made
From where to get permission for
No, pensioners shall approach AD of
visiting city with copy of his card for
obtaining temporary permit to avail
In case of serving employees such
temporary permit is issued by his
|20||What is the procedure for getting
dispensary changed for
Serving/Pensioners card holders?
|CM0 I/c shall do the needful.
In computerized dispensaries the Data
of beneficiaries is transferred to
another dispensary. The dispensary
where the card is transferred accepts
the Data transfer.
|In non-Computerized dispensary, CM0
i/c issues a transfer letter along with
Serving employees – Apply through
the department, concerned
Pensioners – Apply directly to CM0 I/c
|21||My husband retired in 2002. He
was paying CGHS subscription
every year. After his death can I
get Card on my name. Do have I
to pay extra
Shall I get Life Time Valid card
|Yes, card can be made in the name of
spouse on submission of required
No extra payment to be made, in case
of life time cards.
However in other cases one has to pay
10 years subscription for life time card
For example, if the spouse had
contributed for seven years before he
expired , balance payment for the
remaining three years is to be paid for
a life time card.
i) Application in prescribed format
ii) Proof of Family Pension with its
break up components from
iii) Prescribed contribution, if the
card is not for whole life
Photos of eligible members.
|22||My husband retired from Central
Government but, no CGHS card
was made as a pensioner. I am
drawing family pension. Can I get
pensioners’ CGHS Card now ?
|23||My father / hiusband was a CGHS
pensioner Card holder. He died last
month. Can I still avail CGHS
CGHS pensioner card is issued in the
name of dependent getting the family
pension, by AD / JD of the city
iv) Application in prescribed format
v) Proof of Family Pension with its
break up components from
vi) Prescribed contribution, if the
card is not for whole life
vii) Photos of eligible members.
|24||Who is competent to delete name
of sons who have crossed age of
|CM0 I/c of Wellness centre
In computerized dispensaries , the
system automatically blocks
|25||Who is competent to transfer||CM0 I/c of Wellness centre|
|pensioner card from one WC to
|26||I am an IAS officer and my
husband an IPS officer. We are
both belong to AP Cadre and now
posted in Delhi on deputation. In
whose name card to be made ?
Will both pay CGHS subscription ?
|One spouse with higher salary can
make card and other spouse can have
CGHS facilities on same card as
Only the spouse in whose name the
card is issued shall pay CGHS
|27||I am an IPS officer and my wife,
an IAS officer. Both of us belong to
AP Cadre and now posted in Delhi
on deputation. I am in Central
Govt. but my wife is with Delhi
Govt. Can I have our children
names in my CGHS Card while my
wife can have facilities from Delhi
|28||After retirement in 2007 I got a
Life time Pensioner CGHS card
made in Delhi. Now I am shifting
to Dehradoon. Can I use the same
Do I pay again
|No, CGHS Card is to be surrendered
in the office of AD-HQ Delhi, a
surrender certificate and NOC are to be
obtained and a fresh card shall have to
be obtained from the office of JD-
No extra fee to be paid, if the card is
for life time
|29||I have a CGHS Pensioner card. My
daughter has got married. Whom
should I report to get her name
deleted from card
|CM0 I/c of the Wellness Centre|
|30||I got a Lifetime pensioner CGHS
Card made in 2007. Now in 2009 I
wish to surrender CGHS card.
Shall I get balance amount of
|31||I live in Gurgaon but my office is in
Saket. Can I avail facilities from
both the places because it is
convenient for me
Department issues CGHS Card at
dispensary as per the residential